Impelasonto Ehle Yesehlukaniso: The Spree-Spending Spree

Ngempelasonto edlule, esikhundleni sokuyothenga amadili eBlack Friday, ngithathe isinqumo sokuya kuNo-Spending Spree, iHoliday Cash Fast.

Lokhu kungafana nejusi ngokushesha, kepha esikhundleni sokugwema ukudla okuqinile, bengizokugwema ukuvula isikhwama sami semali. Izinsuku ezintathu ziqondile. Azikho izinto zokuthenga ku-inthanethi ngenombolo yekhadi lesikweletu ngekhanda. Angivumi ukuhlukunyezwa yindodana yami eneminyaka eyisishiyagalolunye.

Umqondo wempelasonto oChitha Ngokushesha waqala lapho ngibuya esitolo kusukela ngosuku olulandelayo emva kokubonga. Umama wami, obevakashele leli holide, uphawule wathi indodana yami, "Sure unezinto eziningi." Ubekade elele egumbini lakhe, njengoba enza uma evakashela, futhi uchithe isikhathi esiningi ebuka inqwaba yezinto ezincane, ezingadingekile emashalofini, kumadilowa, ngaphansi kombhede.

"Unezinto eziningi," ngivuma, ngikhipha esikhwameni sami sokuthenga ibhele le-polar eligcwele izimpahla engisanda kulithenga esitolo. Ngingahlangana nomngane olayini obecabanga ukuthengela ingane yomngane wakhe ibhere. Uthathe isinqumo sokuphikisana nayo, futhi ngiyithathe ezandleni zakhe. “Ngizoyithenga ngo-Alexander!” Ngathi, ngicabanga ... ini, ncamashi? Ukuthi izilwane ezifakiwe ezingama-45 ebesivele zinazo indodana yami bezinganele?

Umama ubuyele ekhaya e-Austin ngoLwesihlanu, futhi ngesikhathi esizomshiya esikhumulweni sezindiza, bengizobe ngichitha lolu hlelo lokungasebenzisi imali lwempelasonto.

Kungaba mnandi, ngiqinisekise indodana yami. Njengezinsuku zakudala, njengeNdlu encane esePrairie. Senza amabhaluni ngeziphuphu zezingulube-noma thina, senza imisebenzi yobuciko ngesibhamu seglue nezinti ze-popsicle namabhokisi amadala amakhadibhodi ebesinawo sizungeze indlu.

Besingeke sibe phakathi kwabantu baseMelika abangaphezu kwezigidi eziyi-154 abebesebenzisa leyo Black Friday besebenzisa imali, njengoba kubika i-CNN. Eyethu ingaba yimpelasonto yamaholide efana naleyo umama ayekhulume ngayo kusukela ebuntwaneni bami, iholide likaKhisimusi lapho mina nomfowethu ongizala senza imihlobiso yamaholide ngokufaka intambo ngopopayi ngentambo.

"Singayenza imihlobiso yama-popcorn ?!" kubuza indodana yami.

“Uma sesinama-popcorn ekhaya vele,” kusho izwi lami elisha, eliqinile nelingasebenzisi mali.

Vele sasinama-popcorn ekhaya. Futhi izinhlobo eziyisikhombisa ze-pasta ekhabethe eliseduze nayo. Ziyini zonke lezi zinto? Sihlala efulethini elincane elinendawo yokugcina engajwayelekile. Indawo yami ihlanzekile ngokuyisisekelo, futhi angiyena hoarder. Kodwa-ke, ngiqongelele zonke izinhlobo zezinto engibe nesikhathi eside zokugcina. Imvamisa ngiphuma ngiyothenga okusha uma ngiphethe into ekhaya engaphumelela kahle — ngobuchule obuncane, noma ngibe nomzila omncane nje.

Akunjengokuthi imali akuyona into. Imali isondela kakhulu empilweni yami njengamanje, noma kunalokho, ubunzima bokungabi nokwanele. Mina nomyeni wami wangaphambili senza isivumelwano sokukhokha esifanele futhi esinobulungiswa lapho sehlukana.

Kepha namuhla, eminyakeni engaphezu kwemine kamuva, ngisebenzisa imali engaphezulu kwengiyithathayo, futhi ngizama ukuthola ukuthi ngenza kanjani impilo yami yezezimali iphephe kakhudlwana. Mhlawumbe ukusebenzisa imali encane kwakuyisiqephu esisodwa sephazili?

Kamuva ntambama, bengifuna ukwehlela olwandle ukuze indodana yami ikwazi ukushwiba emasongweni. Ukushayela kwakungaphandle; indawo yokupaka ebhishi ngaphambili ibiza imali. Ngapompa amathayi emabhayisikili ethu womabili, futhi sagibela ibanga nohhafu siye eCarlifonia Incline, umgwaqo owehla usuka eweni uye emanzini, bese ugoqa u-Pacific Ocean, udlula ngaphansi kweSanta Monica Pier — lapho besingeke siyeke ukuthenga u-ayisikhilimu ebesingafuni ngempela, noma isigqoko selanga ebesingasidingi.

Njalo lapho ngiphansi olwandle, ngizizwa ngibonga ukuhlala lapha, ngibonga umyeni wami wakudala ngokuvuma ukuthuthela entshonalanga ngemuva kokuhlukana kwethu, futhi ngithuliswe ulwandle olulwa unomphela. Akukho neyodwa yale mizwa edinga ukuchitha imali (ngale kwalokho engikukhipha emqashweni ukuze ngihlale eduze nolwandle.)

Sigibele amabhayisikili ekhaya njengoba ilanga seliyozilahla kunina. Ngangilangazelela ushizi ocibilikile ngemuva kwayo yonke le turkey, futhi ngaphakamisa ukuthi senze ama-nachos esidlweni sakusihlwa. Ngaphandle kokuthi ngithole, besiphelelwe ama-tortilla chips. Imvamisa, ngangigijimela ku-Whole Foods ekhoneni ngiyothenga isikhwama. Kepha besingasebenzisi imali! Ngisike ama-tortilla ommbila athambile esinawo ezindlini, ngawathambisa ngo-oyela ne-viola! Sasinezichips zokwenza idili le-nacho.

Indodana yami yayigigitheka, ijabule ngomsebenzi omkhulu wokuthosa i-chip, umsebenzi wayo wokubhabha uwoyela ngamathawula wephepha nokugubha usawoti. Ukudla kwakusihlwa kwaba yiprojekthi yobuciko kunokudla nje, noma okubi kakhulu, ukuphazamiseka okucasulayo emsebenzini wakhe owuthandayo wokudlala iMinecraft kuTV.

Kunezindlela eziningi kakhulu zamahhala zokujabulisa ingane, futhi lezo ezingakwenza uzizwe ujabulile ngokuba sempilweni yakho. Ngiyakwazi lokhu, kepha kaningi ukusebenzisa imali kubonakala kulula ngandlela thile.

Kubuye kube nengcindezi enkulu, ngabona ngosuku lwesibili lwe-No-Spending Spree yethu. Ukungasebenzisi imali kwakusho ukuthi kukhona zonke lezi zinto ebengingafanele ngizenze, njengokusebenzelana nokufaka esikhundleni sombhede okhubazekile ebengikugcina ngandlela-thile kusukela emshadweni wami. Akudingeki ngibe nokudla okuyisonto lonke, noma ngiwashe izingubo emshinini wethu osebenza ngezinhlamvu zemali. Ngabona nokuthi ngivame ukuzwa ingcindezi yokwenza okuthile okukhulu nendodana yami, ukuthola i-movie noma indawo yokudlela noma umkhosi wokubalekela kuwo. Ukuthenga kukuvezela ukukhathazeka kokukhetha ngokweqile, kanti ukungasebenzisi imali kusungula imikhawulo eduduzayo.

Impelasonto ngokushesha yathatha umuzwa omuhle kakhulu, ophumuzayo. NgoMgqibelo, benginesikhathi sokubonana ehholo lasebuhleni (esikhokhelwa kusengaphambili!) Ngathumela umyalezo kumngani wami uPaul, ohlala ebangeni elihamba kancane le-salon, ukubuza ngokupaka emgwaqweni endaweni engenawo amamitha. "Ungapaka ngemuva kwemoto yami endaweni yami yokupaka uma ufuna," wathumela umyalezo. Lokhu kuzwakale kakhulu kuMa noPa Wilder — isinqumo sokungakhokhi ukupaka sangiholela ekutheni ngifinyelele kumngane wami, okwangenza ngazizwa ngixhumeke kakhulu, futhi ngandlela-thile ngicebile ukwedlula ukube bengingangena endaweni enemitha — ngicebe kakhulu umphakathi, ubungani, okunye ukuzwa komqondo wokuzimela engikukhumbule kusukela ebuntwaneni bami.

NgeSonto ebusuku, iNo Spending Spree yayiqale ukungikhumbuza ngempilo yami yobuntwana. Bengilangazelela i-pizza, kodwa besingenazo izithako zokwenza eyodwa ekhaya. Okusho ukuthi, asikwazanga ukudla i-pizza. Kungazelelwe ngaba nokukhanya kobuntwana bami, emuva e-suburban Detroit ngawo-1980, ngaphambi kwe-Instant Gratification Internet, ne-Buy Anything Amazon ne-Whole Foods edayisa uqweqwe lwe-pizza efrijini ekhoneni lami. Ngaleso sikhathi, abazali bami babepheka noma yini abebeyihlelele isidlo sakusihlwa kunokuphendula konke esikuthandayo. Ngakhula nginazo zonke izinhlobo zezifiso ezingagcwaliseki. Okunye kwalokhu bekukhathaza futhi kungafanele, impela.

Kodwa umqondo ojwayelekile wokungabi nazo zonke izifiso ohlangane njalo ngomzuzwana nawo waletha nomuzwa wokuphila empilweni yami, njengoba kwakunjalo, kunokuba ngisebenzise indlela yami ngayo, ngihlala ngigijimela kokuhlangenwe nakho okusha noma into noma umuzwa wokunambitha Olandelayo.

NgeSonto ebusuku, ngesikhathi ngihleli ebhawa ekhishini, sidla ama-chips asendulo esiwenzile kanye nososo we-cranberry osele, indodana yami ithe, “Masiphinde sikwenze lokhu ngempelasonto ezayo!”

“Kulungile!” Ngithe.

“Singathenga konke esikudingayo ngaphambi kwesikhathi. Singazinqwabelanisa ezintweni, sithenge izinkwa ezimbili, noma ngabe sidinga eyodwa kuphela! Singazinqwabelanisa, uma kwenzeka kwenzeka! ” Wayegigitheka, azi ukuthi wenza ihlaya ngempelasonto yethu engenamali. Kepha futhi wayeqonde.

Ngendlela efanayo nejusi esheshayo engasetha kabusha umuzwa wakho wokuthi kuzwakala kanjani okugcwele, ukusebenzisa imali ngokushesha kimi, bekuyisikhumbuzo sokuthi kuningi kangakanani engingakwenza ngokuncane kakhulu.

Funda kabanzi mayelana nokuthi ungawushiya kanjani umshado omubi futhi uphile impilo enhle eSplitopia: Okuthunyelwa okuvela kwiDivosi Emnandi yanamuhla nokuthi Ungahlukana Kanjani Kahle.